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Home » Outfits » Tops » 20 Maternity Skirt and Top Set Ideas for Chic Moms-to-Be

20 Maternity Skirt and Top Set Ideas for Chic Moms-to-Be

By Lindsey · Published Aug 4, 2026 · Updated Oct 27, 2026

A matching skirt and top takes most of the thinking out of getting dressed while pregnant. The colors, fabrics and proportions were planned together, so you only need shoes and a bag. The sets that earn their place have breathable fabric, a waistband that stretches or adjusts, and a top with enough length or give to cover a bump that keeps growing. Skirts can sit over or under the belly; the top just needs to meet it. The twenty looks below run from soft cotton for errands to satin for evenings, each with shoes, layers and a note on what to check before you buy.

20 Maternity Skirt and Top Set Ideas for Chic Moms-to-Be - 20 Maternity Skirt and Top Set Ideas for Chic Moms-to-Be

Sizing a Set While You're Still Growing

Most maternity sets are cut to fit your usual pre-pregnancy size, with the extra room built into the bust, bump and hips. That means you generally buy the size you wore before, and only size up if your bust or hips have changed a lot. Sets sold as separates are easier still, because many women end up a different size on top than on the bottom by the third trimester.

When I fit a set, I check three things in this order:

  1. Top length: as the bump grows forward, it lifts the front hem. Buy a top that covers a little more than you need today.
  2. Bust and straps: the bust can keep changing right up to and after the birth, so stretch knits, ruching and adjustable straps buy you time.
  3. Skirt band: it should lie flat with two fingers of slack, not leave a red mark after an hour of sitting.

1. Ribbed Knit Maternity Skirt And Top Set

Ribbed Knit Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Ribbed knit is the set I'd buy first, because it stretches with you for months and goes with everything else on this list. A fitted midi with a wide band and a matching long-sleeve top is the classic pairing. The top can stop at the bump or stretch over it. Camel, oatmeal, gray and chocolate make an easy neutral base. White leather sneakers keep it casual; low block-heel ankle boots dress it up. Add a structured crossbody, small hoops and a light trench when it's cool. Thick ribbing adds bulk and clings to every line underneath, so I choose a fine rib for a smoother finish.

2. Linen Maternity Skirt And Top Set

Linen Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Linen is the coolest fabric to wear when you're already running warm, but pure linen creases the moment you sit. That's why I steer toward a linen-viscose or linen-cotton blend, which still breathes and looks far neater by evening. Pair a flowing maxi with a smocked or soft elastic waist and a matching relaxed top with side slits, flutter sleeves or a hem cut to meet the skirt. Cream, sage, pale blue and muted terracotta suit hot days. Supportive flat sandals, a woven shoulder bag and light gold jewelry finish it, and a straw hat helps outdoors.

3. Floral Maternity Skirt And Top Set

Floral Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Print sets are where proportion matters most. A floral maternity skirt and top set in one pattern covers you from shoulder to calf, so the scale of the print sets the mood: small florals read quiet and go anywhere, large blooms read like a party outfit. Choose a high-waisted midi or maxi with soft gathers and an adjustable band, and a wrap, smocked or empire-line top that leaves room for the bump. Espadrille wedges or cushioned ballet flats both work. Carry a solid bag in one of the print's minor colors. Keep jewelry small, and bring a light cardigan for cold rooms.

4. Satin Maternity Skirt And Top Set

Satin Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Satin is the occasion fabric in this list, and it rewards a careful cut. A bias-cut midi skims the bump rather than pulling across it, and an elastic waist lets it rest comfortably above the belly. Match it with a draped blouse, maternity camisole or relaxed cowl neck in the same shade. Champagne, navy, dusty rose and deep green look rich in photos and wear across seasons. Low block heels or pointed flats keep you steady. A small structured bag and polished studs are enough, and an open blazer covers bare arms. Look for washable satin or a satin-look stretch fabric; dry-clean-only pieces are hard to keep up with in pregnancy.

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5. Black Maternity Skirt And Top Set

Black Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Black is the set I'd pack if I could only take one. A stretch midi with a matching fitted top that has a little side ruching gives a clean line and lets the bump lead. Ruching is useful here: it gathers spare fabric now and lets the top grow later without looking baggy. White sneakers, a tan crossbody and a denim jacket make it everyday; pointed flats, a blazer and metal jewelry make it dressy. All black can look flat, so mix textures, like a ribbed top with a smooth jersey skirt. Check the skirt in bright daylight, since thin black jersey turns gray and see-through when stretched over a bump.

6. White Maternity Skirt And Top Set

White Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

White and ivory are fresh in summer and at portraits, but they ask more of you. The skirt must be lined, and the blouse, with puff sleeves, soft gathers or a wrap front, should be relaxed rather than oversized. Nude flat sandals lengthen the legs without pulling the eye down. A woven clutch, pearl studs and a thin bracelet are enough; a sage or pale blue bag adds a little contrast. Before buying separates, hold the two pieces together by a window. Bright white, cream and ivory look the same in a store and clash outside. Wear a nude bra, not a white one, under a white top.

7. Pleated Maternity Skirt And Top Set

Pleated Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Fine pleats move as you walk and leave room around the legs. The detail to check is the band; stiff pleated waistbands press into the bump, so I look for soft pleats sewn into a knit or elastic waist sitting above the belly. Pair it with a fitted knit top, a maternity tee or a light blouse. Tonal pairs, beige with cream or navy with soft blue, look planned even when the pieces come from different shops. Cushioned loafers, ballet flats or low heels all suit it, and a short open cardigan adds warmth. Choose a medium structured bag. Bulky tops break the long vertical line that makes pleats flattering.

8. Denim Maternity Skirt And Top Set

Denim Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Double denim works when the two blues don't match, and that's the first thing I'd tell anyone nervous about it. Pair a soft maternity midi skirt, with an under-bump panel, side stretch inserts or a full band, with a lighter chambray shirt worn open over a white tank. The difference in wash separates the layers. White sneakers, a hands-free crossbody and sunglasses keep it relaxed. Roll the sleeves on warm days, or add a neutral cardigan over the tank. Choose denim with real stretch. A rigid waist seam that's fine in the morning can dig in by afternoon, when the bump tends to feel bigger.

9. Maternity Maxi Skirt And Top Set

Maternity Maxi Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

A maxi gives the most coverage of any set, and the fabric decides whether it feels light or heavy. Jersey and bamboo blends move easily and don't drag on the waistband. Pair the skirt with a fitted short-sleeve top or a relaxed one that ends near the band. One color from shoulder to hem keeps the volume from swamping a smaller frame. Flat leather sandals or slim sneakers suit most days, and a cropped denim jacket adds structure. Check the length in the shoes you'll actually wear. A hem that brushes the floor is a real trip hazard on stairs when you can no longer see your feet.

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10. Maternity Midi Skirt And Top Set

Maternity Midi Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Midi is the length I'd call the most useful, since it goes to the office, the park and a family dinner without changing anything but shoes. Try a soft A-line midi with a wide over-bump band and a matching elbow-sleeve top. A muted solid, a fine stripe or a small print keeps it flexible. Pointed flats polish it; sneakers relax it. A medium crossbody and a pendant finish it. Balance volume: a full skirt wants a top that follows the body, and a straighter skirt can take a looser top. The hem should land at the narrowest part of the calf, which is where midis look most balanced.

11. Maternity Work Skirt And Top Set

Maternity Work Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

A ponte pencil skirt is the workhorse of a maternity work wardrobe. Ponte is a thick double knit, so it holds a tailored line, hides underwear seams and doesn't bag at the seat after a day at a desk. Look for a smooth maternity panel and enough stretch to sit and commute. Pair it with a blouse or fine knit with an open neck, light draping or side vents. Navy, charcoal, taupe and deep olive are sharper than plain black. An unbuttoned blazer adds structure at the shoulders. Cushioned loafers, pointed flats or low block heels go with a structured tote. Sit in it at home first to check the band doesn't roll or creep upward.

12. Casual Maternity Skirt And Top Set

Casual Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Errand days need a set that doesn't need adjusting every time you get out of the car. A soft jersey skirt with a crew-neck tee or tank fits that job. A straight or gently flared midi is easy to walk in. Heather gray, navy, olive and cocoa go with the outerwear you already own. Supportive sneakers, a light zip jacket and a roomy crossbody make it practical, and a baseball cap and studs finish it. Lift your arms in the mirror to check the tee stays long enough. Cheap jersey tees shrink in length after a few washes, which matters when they're covering a bump. Wrinkle-resistant fabric earns its keep here.

13. Summer Maternity Skirt And Top Set

Summer Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Heat and sun call for a set you barely notice wearing. A cotton maternity maxi with a matching sleeveless smocked top or a loose short-sleeve blouse is my choice. Cotton voile and gauze are the airiest fabrics, but both are fine enough to need a soft lining. Pale yellow, sky blue, coral and green bring color; white and sand stay quiet. Cushioned slides, a straw tote, sunglasses and a broad hat suit it. If the top is short, check the skirt rises high enough for the coverage you want. Keep the hem off the ground outdoors, and add a cropped linen shirt for sun on the arms.

14. Fall Maternity Skirt And Top Set

Fall Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Fine-gauge knit is the fall fabric I recommend most for pregnancy, because it's warm without adding bulk over the bump. A midi with an elastic waist and a matching long-sleeve top in rust, forest green, burgundy, camel or chocolate makes an easy set. Low-heeled ankle boots, a structured shoulder bag and an open wool-blend coat go over it. Gold earrings and a patterned scarf add a little contrast. Two close shades, such as cream and tan, work if you'd rather mix separates. Make sure the skirt lets you take a full stride and has room for maternity tights. A slightly fitted top lets the coat sit smoothly.

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15. Winter Maternity Skirt And Top Set

Winter Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Skirts can stay in your wardrobe through winter with the right layers. Start with a substantial ribbed midi and a matching turtleneck or mock-neck maternity top. Maternity tights or leggings go underneath; make sure their band and the skirt's don't stack in the same place, or they'll press together all day. Flat knee-high boots keep you warm and streamlined. A long wrap coat goes on top, left open or tied loosely above the bump. A knit scarf, structured tote and small hoops finish it. Charcoal, navy, deep brown and winter white all suit the season. Choose boots with grip and a roomy shaft, since ankles often swell by evening.

16. Baby Shower Maternity Skirt And Top Set

Baby Shower Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

A baby shower means hours of sitting, standing, hugging and photos, so the set has to be comfortable from every angle. A flowing chiffon or tulle midi with a matching maternity blouse is a good start. A top with soft pleats, flutter sleeves, or a wrap neckline gives detail without heavy jewelry. Pastels are traditional, but jewel tones and modern neutrals look just as good. Stable low block heels, embellished flats or slingbacks keep you steady. A small top-handle bag and fine earrings are enough. If the skirt is full, keep the top fitted at the shoulders. Check pale or sheer fabric over your underwear in daylight before the day.

17. Maternity Photo Skirt And Top Set

Maternity Photo Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

A maternity photo outfit should show the shape of the bump clearly, and the top does most of that work. Pair a long flowing skirt with a fitted off-the-shoulder, scoop-neck or long-sleeve top. A skirt set above the bump gives a more dramatic outline; a full-coverage top reads softer. Earth tones, creamy neutrals, dusty blue and muted rose suit both outdoor and studio light. Simple flat sandals or bare-look shoes and minimal jewelry are best, and leave the bag out of frame. Chiffon and stretch jersey move nicely when you walk. Raise your arms in the mirror to check the top stays put and opaque.

18. Plus Size Maternity Skirt And Top Set

Plus Size Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

For plus-size bodies, the fabric weight matters as much as the cut. A heavier stretch jersey skirts the body without clinging, where thin jersey shows every seam and ripple. Look for an A-line or straight midi with a wide, soft band, and a V-neck, wrap or lightly ruched top that fits across the shoulders and bust; the shoulders are the hardest part to alter, so fit them first. Rich solids and medium prints are both good choices, and you should wear whichever you like. Supportive loafers, cushioned sandals or sneakers suit most days, and a longline open cardigan adds movement. Size by the brand's current measurement chart, not the label, and read reviews on stretch and length.

19. Modest Maternity Skirt And Top Set

Modest Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

For full coverage, pair a full-length skirt with a matching long-sleeve tunic or relaxed blouse. Gathers, pleats or a gentle A-line shape all work for the skirt. The top should skim, not tent; an oversized tunic over a bump makes the whole body look boxy. One solid color forms a long column, and a quiet print adds interest. Pointed flats, low ankle boots or loafers suit it, with a structured bag and a light scarf if you like. Reach and sit in it to check the top stays long enough and the hem clears the ground. A breathable but opaque fabric saves you from layering. Stretch cuffs make pushing up sleeves easy.

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20. Postpartum-Friendly Maternity Skirt And Top Set

Postpartum Friendly Maternity Skirt And Top Set - 20 Maternity Skirt And Top Set ideas

Buying a set you'll wear after the birth makes maternity shopping easier to justify. Look for a soft high-waisted skirt with a drawstring, fold-over band or generous elastic. Pair it with a wrap top, button-front blouse or stretch crossover knit; all three adjust as your body changes and open easily for feeding. Dark neutrals and small prints mix with pieces you already own. Supportive sneakers, a roomy tote and a light cardigan suit everyday wear, and loafers with a tailored jacket polish it. Rigid seams have no give, so skip them. A good postpartum-friendly set looks complete together and still works apart with tees, sweaters, jeans and jackets.

Turning Three Sets Into a Week of Outfits

A set is worth twice the price when the two pieces also work apart. I plan maternity wardrobes so that at least three sets share a color family, which turns six pieces into nine or more outfits. Here's how that usually comes together:

  • Pick one neutral knit set, one printed set and one dressier set (satin or pleated) that all share a shade, say navy or camel.
  • Wear the printed skirt with the plain knit top for a quieter day look.
  • Put the satin top over the knit skirt for a dinner that doesn't call for the full set.
  • Add your own denim jacket, cardigan and blazer; those layers work across all three.

Washing Both Pieces So They Stay the Same Shade

The fastest way to ruin a matching set is to wash the pieces at different times. Tops get washed more often than skirts, and after a few months the top fades a shade lighter. I wash the two pieces together every time, even when only one needs it, on a cold, gentle cycle and inside out. Knits and jersey dry flat so the bands keep their stretch, and satin dries on a padded hanger out of direct sun. Dark sets do well with a color-catcher sheet in the first few washes.

A Set Is Two Outfits Waiting to Be Split

A good set does two jobs: it gets you dressed in a minute on hard days, and it splits into separates on all the others. Soft waistbands, breathable fabric, pieces that adjust and sensible proportions should guide every buy. Start with a neutral knit set you'll wear weekly, then add a floral, satin, pleated or colorful one for events and photos. Keep shoes stable and let a bag or one piece of jewelry finish the look. Most of all, dress the body you have this month, not the one you had before pregnancy. A well-chosen set will carry you through now and into the months after.

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Lindsey, Linds to the rest of us, is a fashion designer and stylist on the Inspiring Pretty editor team. She has always loved making things with her own hands and has been with the site since 2010.

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20 Maternity Skirt and Crop Top Outfit Ideas for Moms-to-Be 20 Maternity Tops With Leggings: Comfy Looks for Every Day